The deluge has inundated nearly 100，000 hectares of

Business > Small BusinessSmall Business Loan Basics
Posted by nick_niesen in Business on October 29th Cardinals Josh Rosen Jersey , 2010


Many people who wish to start their own business need an injection of financial capital at the beginning of a business; the main source of funding for entrepreneurs is business loans.


Let's take a look at what you should expect if you plan to apply for one.


First of all, you should know that most lenders have their doubts when it comes to lending money to a first-time business owner. You're considered a high business risk at this point, and you should go in to your loan negotiations armed with a few advantages. Of course, the ideal option is to run your business for a few years Cardinals Carson Palmer Jersey , even just out of your home, and turn a good profit before approaching a bank for a loan.


That shows that you have the ability to make money and that your business won't flop before the Open sign shows up on the door. But if this isn't possible, if you need the cash before you can begin at all, then chances are you will need to offer some type of collateral. Collateral can be anything from your car to your home and everything in between. Depending on the size of the loan Cardinals Patrick Peterson Jersey , you may require some pretty hard assets for collateral. The lender is not interested in whether or not your business will make money, aside from the extent that will allow you to pay them back on time. They simply don't want to lose out on the loan, and so you'll have to find some way to back yourself up.


Backing up your loan with assets, if you have them Cardinals Larry Fitzgerald Jersey , is a good route - provided you have enough confidence in your financial situation to ensure you are not going to lose your collateral. If you don't have enough assets to stand in for your loan, another option is to find a cosigner. Chances are you won't get as much cash as you would if you had the assets. But having someone with good credit who is willing to sign onto your loan and promise to pay if you don't can be the factor that gets you through the door. This is a good way for friends and family who believe in your business to help you get it off the ground, even if they don't have the money to loan you up front.



When it's time to borrow, do some comparison-shopping among banks and credit associations Cardinals Sam Bradford Jersey , and don't stop until you find the lowest interest rate possible. You're already gambling a lot here- minimize the amount you will have to pay back by doing your homework and choosing the company that offers you the best deal. If you can't get enough to cover your beginning business expenses, consider borrowing part of the cash from a friend or relative if you can, or even asking for investors, such as customers who believe in your business Cardinals Chandler Jones Jersey , to help out. Don't accept a high-rate, high-risk business loan just because it offers you the biggest amount.


The small business loan: The first step in a long chain of financial events. If you take the right step, it could be your leap into the business world.




NEW DELHI， July 25 (Xinhua) -- A massive flooding has hit India's northeastern state of Assam with water inundating new areas， officials said Monday.


Of the state's 32 districts， at least 18 were submerged， affecting over 1.2 million people.


"The flood situation has worsened today as new areas submerged in the flood water，" an official said. "A population of more than 1，200，000 people are reeling under the fury of flood in 18 districts."


Authorities have deployed teams of disaster response force to carry out relief and rescue operations in the affected areas. Officials said the rescue teams deployed across affected districts help people to reach safer places.


India's official broadcaster - All India Radio (AIR) said local officials have set up 220 relief camps in the affected areas， where 88，000 people are taking shelter at these makeshift camps.


The deluge has inundated nearly 100，000 hectares of agricultural land.


Flood water has inundated large swathes of Kaziranga National Park and Pobitora Wildlife Sanctuary. Reports said herds of wild animals including elephants were seen swimming and struggling to reach highlands in Kaziranga National Park.


Flooding is an annual occurrence in Assam especially during the summer monsoon. Enditem

Business > Business ManagementThings That You Need To Consider Before Selling Your Business

Posted by zulianadcruz in Business on March 16th, 2016


Selling any business is a complex venture that involves several factors Cardinals David Johnson Jersey , which should be considered before finalizing the deal. Firstly, you will have to hire professionals like a broker, attorney and accountant. These professionals will immensely help you in getting the best value for your business. The possibility of making a good amount of profit from business sale depends on factors like the reason for the sale, the timing of sale Cardinals Pat Tillman Jersey , strength of business's operation and the structure of your business organization. So, you should take help from a competent professional, who can help in knowing your business value, which will be decided according to all these factors. There are many companies Markus Golden Color Rush Jersey , who deal in the business sale process and you can easily get in touch with them in order to get the best deal. The competent professionals of these companies can immensely help you in the process of selling your business and will reduce the associated complications. However, before selling your business you should consider the following factors in order to make the best decision:

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